Safe Harbor Life Advisors

Safe Harbor Life Advisors Safe Harbor Life Advisors Safe Harbor Life Advisors

Trusted Wealth & Tax Strategies for a Secure Future

Get Started

Safe Harbor Life Advisors

Safe Harbor Life Advisors Safe Harbor Life Advisors Safe Harbor Life Advisors

Trusted Wealth & Tax Strategies for a Secure Future

Get Started

About Safe Harbor Life Advisors LLC

Our Mission

At Safe Harbor Life Advisors, I offer multiple coverage options tailored to meet your unique needs. Whether protecting your dependents, securing your retirement, or building a legacy, I work to ensure that each solution fits seamlessly into your long-term goals. My mission is not just to sell insurance but to serve as a trusted professional who helps demystify the process, providing clarity and actionable insights.


- Principal Alex Steppacher

Our Services

  • Life Insurance Solutions: Providing customized policies to protect your family's financial future and ensure peace of mind.
  • Retirement Planning: Helping you build a secure and comfortable retirement through strategic savings and investment plans.
  • Wealth Protection Strategies: Safeguarding your assets with tailored solutions.

Specialties

  • Customizable health insurance, cash value life insurance, and annuity plans 
  • Educating clients on navigating financial protection strategies 
  • Addressing concerns around cost, clarity, and coverage needs. 
  • Building trusted relationships and providing unparalleled client support. 
  • Limiting taxable events and liabilities. 
  • Providing custom business solutions. 


At the heart of my business is a commitment to helping families and businesses protect what matters most, ensuring they feel safe, secure, and financially empowered for the future. 

Contact Us

Understanding Your Life Insurance Options

Term Life Insurance

Whole Life Insurance

Whole Life Insurance

Coverage Duration: Specified term (e.g., 10, 15, 20, or 30 years)

- Premiums: Fixed for the term period

- Ideal For: Individuals seeking affordable, temporary coverage

- Note: No cash value accumulation; coverage ends if not renewed

- living benefits



Whole Life Insurance

Whole Life Insurance

Whole Life Insurance

Coverage Duration: Lifetime, as long as premiums are paid

- Premiums: Fixed and do not increase over time

- Cash Value: Guaranteed growth over time

- Ideal For: Those seeking permanent coverage with a savings component

- Final Expense

Indexed Universal Life Insurance

Indexed Universal Life Insurance

Indexed Universal Life Insurance

Coverage Duration: Lifetime, contingent on sufficient cash value

- Premiums: Flexible; can adjust payment amounts and frequency

- Cash Value: Accumulates based on interest rates; offers potential for growth

- Ideal For: Individuals desiring flexibility in premiums and death benefits

- living benefits

Retirement

Indexed Universal Life Insurance

Indexed Universal Life Insurance

Whether you’re nearing or in retirement, it’s important to find a solution that addresses today’s key retirement challenges, including market volatility and changing interest rates. A fixed index annuity can help grow and protect your retirement savings.


What is a fixed index annuity?

A fixed index annuity (FIA) is a contract between you and an insurance company. An FIA offers several benefits including tax advantages and the opportunity to earn interest based on the changes of an underlying index. Because an FIA does not directly participate in any stock or equity investment, the money in your FIA (your initial principal plus any credited earnings) is protected from market risk.

Start Building Your Future!

Start Your Journey to Financial Security Today!

Drop us a line!

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We will come to you! Flexible hours by appointment.

Safe Harbor Life Advisors LLC

8806 Eagle Watch Drive Riverview, FL 33578

+1.8139573028

Hours

Open today

09:00 am – 05:00 pm

Copyright © 2025 SHLA LLC - All Rights Reserved.

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